- Make sure to change your air filters every 3-4 months. - Usually it would be one filter for the central heater and one for the AC intake. 
- While at this, clean out dryer vent annually 
- Also, make sure to check the lubrication on windows annually 
 
- Set aside money for repairs and upgrades - A good rule of thumb is to set aside 1% of your home’s value every year into a high yield savings account. Example - Home purchase $600,000. Make sure you save $6000 every year into an account for the unexpected. 
- If on the older side, it’s generally recommended to have 2% on hand in a readily accessible account 
- Another consideration is to simply continually adding to the fund if the home is on the much older side or has some deferred maintenance, it’s no fun replacing an AC. I personally had to install a new water heater last year 
 
- Bundle your home and auto insurance for savings - If you have multiple policies through a particular carrier, the company may simply just bundle everything and offer discounts 
 
- Maintain caulking in bathrooms, kitchens, and windows - We don't always make sure that the caulk is nice and sealed around the sink or bathtub, but it’s good to note while doing normal cleaning if it needs to be re-sealed so water doesn’t get in 
 
- Consult a tax/estate planning attorney - All homeowners may want to consult their CPA/tax professional to draft a plan for the best way to save money 
- Holding title and estate planning is an awfully boring thing to talk about, but is extremely important on how title is transferred and the tax consequences of it 
 

